Older homes need special care not only physically, but in terms of insurance as well. If your house has a plaque or is over a century old, you may have a hard time finding insurance. The insurance industry doesn’t dislike older homes, but the municipalities will have special bylaw restrictions on repairing or rebuilding the home with a plaque that… Read more »
Getting a bill in the mail for a fire department call may be a bit unsettling, but that is exactly what is happening to homeowners all over Canada. At first there is a shock of getting a bill in the first place, and then there is a serious concern when you realize it is not from your municipality or local… Read more »
Perhaps you have found your dream home; you made an offer and hired a building inspector. When your building inspector tells you that your dream home has aluminum wiring, you now start a long process to make sure your new home can be insured and is safe. In this article, we will dive into the world of aluminum building wire… Read more »
There has never been a more convenient and easy time to buy insurance as there is today. There are insurance brokers, agents, direct writers and online only companies. With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »
Let’s face it, everything is more expensive now, and that includes your house insurance. Even your brokers and agents feel the pressure of higher insurance premiums. When making your budgets this year, consider these money saving tips on your policies. Multi-Policy/Combined Discounts Soft Credit Check Higher Deductibles Home Updates Discounts (alarm, backup generator, non-smoker, etc) Correct 911 Address Home Details… Read more »
Home insurance was first introduced in order to protect homeowners against fire. In fact, the beginning of fire insurance can be traced to London, England in 1666 when a fire broke out, destroying nearly the entire city. Over time, policies have evolved to include additional coverages for things such as wind damage, theft, etc. We are now on the verge… Read more »
With snow melting and April showers, we run the risk of water entering our homes. Water damage can be messy, expensive, and may not be covered by your insurance. With spring around the corner, we thought we would provide a few helpful tips for both inside and outside your house to help protect it against expensive water damage. Inside your… Read more »
Many Canadians look forward to winter. Not only does it mean skiing, skating and snowmobiling, but it often means winter vacation. Whether you’re headed south, or to a destination ski vacation, there is one very important item which may void coverage on your homeowners, tenants or condo insurance. Even though every company offers their own specific wordings, the intent of… Read more »
One aspect of insurance you don’t hear on the radio or see on the TV is the renters/tenants packages. They’re not as glorified, but just as important as homeowners insurance policies. When you rent an apartment, or a house, it is not just your contents insurance you need to think of. The often overlooked aspect of tenants insurance is the… Read more »
The air is getting colder and the leaves are changing colour. Before we know it they will be falling from the trees, clogging eaves troughs and causing damage to your home. Have no fear, you can still enjoy the fall weather and save your home from winter damage by completing some of these simple home maintenance tasks every year before winter…. Read more »
