Category Archives: Home Insurance

Winter is Coming – Make sure your home is ready

  

The air is getting colder and the leaves are changing colour.  Before we know it they will be falling from the trees, clogging eaves troughs and causing damage to your home.  Have no fear, you can still enjoy the fall weather and save your home from winter damage by completing some of these simple home maintenance tasks every year before winter…. Read more »

Shopping for a new home? Dirty words when it comes to home insurance…

  

Knob and tube, aluminium wiring, 60amp fuses, lead or galvanized plumbing, woodstove, oil heat…the list goes on.  With all these potential insurance issues, how do we know if a home is insurable? There are many items that keep insurance companies up at night.  When it comes to home insurance, companies usually focus on what I like to call “the four… Read more »

Not all Condos are Created Equal

  

Home Insurance has been around for well over 100 years, so in the big scheme of things Condo insurance is relatively new. Even though Condo insurance has been around for decades, there remains a lot of confusion over how to insure them. Many would say that you simply pick a value based on the amount of contents, but this may… Read more »

Why you don’t have to purchase home Insurance

  
Tree falling on house - Home Insurance

Everyone knows that you must purchase auto insurance to drive on the roads legally, but I’ll let you in on a secret – there is no law in Ontario saying you have to purchase home insurance. So why do we buy home insurance?  Well, if you have a mortgage the bank will likely require some sort of insurance to protect… Read more »