Historically insurance has been there to cover your large assets such as your home, vehicles, or business. Most insurance policies will exclude coverage for your appliances, air conditioner, or furnace if they were to just simply break down. There are new insurance packages or endorsements that are starting to hit that market that will cover those gaps in your insurance…. Read more »
Your home or condo insurance policy will most likely cover some of your jewellery, but a lot of people are unaware that there are special limits that will limit the amount paid by the insurance company if you had a claim. Depending on the insurance company, sometimes those limits are as low as $3,000 for all your jewellery combined. Some… Read more »
This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »
Let’s face it, everything is more expensive now, and that includes your house insurance. Even your brokers and agents feel the pressure of higher insurance premiums. When making your budgets this year, consider these money saving tips on your policies. Multi-Policy/Combined Discounts Soft Credit Check Higher Deductibles Home Updates Discounts (alarm, backup generator, non-smoker, etc) Correct 911 Address Home Details… Read more »