Category Archives: Recreational Insurance

We Can Do That Too! The Broker Advantage.

  
The Broker Advantage

Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »

Should I Tell My Broker?

  
Meeting with Insurance Broker

Knowing what information will affect your insurance policy is important to not only keeping your insurance policy in good standing, but to also have a chance at lowering your premium. Everyone knows the basic things you should keep your broker up to date on such as possible claims, auto tickets, address changes, bank changes, etc. It is possible that you… Read more »

Where Does Your Boat Insurance Cover You?

  
Boat insurance navigational limits

You insured your boat the way your insurance broker recommended with a specialty market. You made sure you have coverage for “When Muskrats Attack”, but now you find out that you can’t take your boat where ever you want to. Marine policies that are offered today have boundaries for where your boat is covered and where it is specifically not… Read more »

Snowmobiles, ATVs, and Argos – oh my!

  
ATV - Snowmobile Tail

With hunting season upon us and snowmobiling season right around the corner, we think it is a good time to talk about insurance coverage for your snowmobiles, ATVs and amphibious vehicles. You likely recognize that your recreational vehicles are insured on the Ontario Auto Policy (OAP 1) which is the same policy as your auto insurance.  Like your car insurance, your… Read more »

Why Choose an Insurance Broker?

  
Young couple with Insurance Broker

There has never been a more convenient and easy time to buy insurance as there is today.  There are insurance brokers, agents, direct writers and online only companies.  With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »

When Muskrats Attack, Are You Covered?

  

Since we’re half way through boating season, we thought it was time to sound an alert on boat insurance. There are many ways to insure your Sailboat, Yacht, or Cruiser. You can add them to your homeowners policy (not suggested ), or you can search out a specialty insurer which focuses on insuring boats. Insuring your Sailboat, Yacht or Cruiser… Read more »