Author Archives: Elliott Insurance Services

House Values are on the Rise; Should I Increase my Insurance?

  
Insurance House Value

A common question from clients to any broker is about the value placed on their home. This is a very important question to ask your broker as you want to make sure that you’re properly insuring your largest asset. The rising house values in the real estate market will only fuel this question more. Depending on where you live, the… Read more »

Do I Need an Umbrella Insurance Policy?

  
Umbrella insurance policy

The umbrella insurance policy isn’t as well-known as your Home Insurance or Auto Insurance options, but it should be considered another important coverage to add to your insurance portfolio. The entire idea behind an umbrella policy is to try to cover you for the extra liability coverage you may need if your policy limits have been exhausted. Some insurers may… Read more »

What is Professional Liability Insurance (Errors & Omissions)?

  
Errors & Omissions - Profesional Liability Insurance

Professional liability insurance or more commonly referred to as “errors and omissions” insurance is an indispensable coverage for any professional service provider in today’s ever-increasing litigious world. People today are more willing to take their grievances through the legal system weather they are warranted complaints or not. This is putting our professional service providers in a difficult position where they… Read more »

Access Your Insurance Documents and Digital Pink Slips Any Time

  
Client Self Service Portal - Elliott Insurance Services

In recent months it has become obvious that there should be another method for our customers to get their paperwork and pink slips than through the mail. Due to the COVID-19 outbreak, there has been a strain on the postal system and people have been a bit wary of even touching those letters in their mailbox. With these types of… Read more »

Digital Pink Slips (Liability Slips)

  
eSlips - Elliott Insurance Services

Auto insurance policy holders in Ontario, Canada can now use digital pink slips (liability slips) for their proof of insurance. If you are unaware of what a pink slip is by that name, it is that little pink piece of paper that your insurance company or broker provides you every year that shows your policy and vehicle information. A pink… Read more »

Jewellery Insurance: How to Insure Your Jewellery

  
Jewellery Insurance: Personal Articles Endorsement

Your home or condo insurance policy will most likely cover some of your jewellery, but a lot of people are unaware that there are special limits that will limit the amount paid by the insurance company if you had a claim. Depending on the insurance company, sometimes those limits are as low as $3,000 for all your jewellery combined. Some… Read more »

Coronavirus (COVID-19) Update

  

Updated on June 25, 2020 We wanted to let everyone know how Elliott Insurance Services is handling the global pandemic for our offices, employees, and loyal clients. We have contingency plans in place for how we will respond to the outbreak if it progresses further. We are asking that clients limit their visits to our offices if there are other… Read more »

Sump Pumps and Home Insurance

  
Sump Pumps and Home Insurance

In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »

New Vehicle and Auto Insurance (OPCF 43)

  
New Vehicle and Auto Insurance

If you have recently purchased a new vehicle or are thinking about purchasing a new vehicle, you might have some questions on how that will affect your insurance policy. Your insurance premium will be affected by changing any vehicle, but is there anything else you should be aware of with a new vehicle? We aim to demystify the experience of… Read more »

Empty or Vacant House and Home Insurance

  
Vacancy Permit - House Insurance

If you currently own a property that is vacant, you should be aware that your insurance policy might not cover that vacant property after a certain number of days. Every insurance company has different rules and coverages, but the majority of the insurance companies have rules that will void your coverage if the property is left vacant. It is important… Read more »