Category Archives: Auto Insurance

Should I Tell My Broker?

Elliott Insurance Services    July 26, 2017
Meeting with Insurance Broker

Knowing what information will affect your insurance policy is important to not only keeping your insurance policy in good standing, but to also have a chance at lowering your premium. Everyone knows the basic things you should keep your broker up to date on such as possible claims, auto tickets, address changes, bank changes, etc. It is possible that you… Read more »

What Are Accident Benefits?

Elliott Insurance Services    April 5, 2017
Ontario auto insurance accident benefits

You have most likely heard on the radio or even on the TV about the changes to the accident benefits on your Ontario auto insurance policy. The changes took place in June 2016 for all auto insurance policies in Ontario. Your own broker might have even sat you down and talked to you about buying up the accident benefit limits…. Read more »

10 Common Automobile Insurance Myths

Elliott Insurance Services    January 17, 2017
Insurance Myth or Fact

In a perfect world, automobile insurance would be uncomplicated and it could be easily understood by everyone. Let’s face it however; auto insurance can be confusing and difficult to understand. It doesn’t help that there are a number of misconceptions associated with obtaining car insurance.  Let’s put the rumours to rest and discuss some of the most common myths.  Please… Read more »

Going Away This Winter? OPCF 16 – What You Should Know

Elliott Insurance Services    December 14, 2016
OPCF 16 - Snowmen on beach

Many insurance companies are now requiring that their insureds (customers) who want to remove coverage on their vehicle for an extended period of time, apply an OPCF 16 (Suspension of Coverage) endorsement to their vehicle.  It may sound confusing at first glance, but this change is a benefit to you. What is an OPCF 16 Endorsement? The OPCF 16 endorsement… Read more »

Winter is Coming – Classic Car Edition

Elliott Insurance Services    November 30, 2016
Classic Car in Snow

With winter starting to tease its arrival this year, we are revisiting our “Winter is Coming” series of blog posts.  If you missed any of our previous posts about getting ready for winter, you can find them all here. When winter is approaching in Canada, everyone will be scrambling to protect their high value assets like their cars, homes, and… Read more »

Snowmobiles, ATVs, and Argos – oh my!

Elliott Insurance Services    November 9, 2016
ATV - Snowmobile Tail

With hunting season upon us and snowmobiling season right around the corner, we think it is a good time to talk about insurance coverage for your snowmobiles, ATVs and amphibious vehicles. You likely recognize that your recreational vehicles are insured on the Ontario Auto Policy (OAP 1) which is the same policy as your auto insurance.  Like your car insurance, your… Read more »

Why Choose an Insurance Broker?

Elliott Insurance Services    September 16, 2016
Young couple with Insurance Broker

There has never been a more convenient and easy time to buy insurance as there is today.  There are insurance brokers, agents, direct writers and online only companies.  With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »

Collector Car Insurance for the Car Enthusiast

Elliott Insurance Services    March 22, 2016

With spring around the corner, many of our clients are pulling their antique, vintage and heritage cars out of storage.  Soon we’ll see the streets full of Mustangs, Camaros, Corvettes, and MGBs.  These collector cars are different from daily drivers and deserve specialized coverage through a collector car policy. A collector car policy offers better coverage Agreed Value Coverage Most… Read more »

Do you actually need rental car insurance?

Elliott Insurance Services    January 25, 2016

  The process of renting a car can be quite simple.  You will find many easy to use websites, rental car kiosks in airports and train stations, and even online services which compare rental car agencies to find the best rate.  Then, after you have selected your car and you are ready to hand over your credit card, you are… Read more »

Winter is coming – Make sure your car is ready

Elliott Insurance Services    September 22, 2015

Fall is here and it is time to think about the colder weather.  It is a great time to check over your cars and trucks to make sure they are ready for the change in the weather.  There are a lot of small maintenance items people tend to overlook when it comes to their automobiles. In some cases, simple car… Read more »