Category Archives: Auto Insurance

We Can Do That Too! The Broker Advantage.

Elliott Insurance Services    September 25, 2018
The Broker Advantage

Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »

How Accident Forgiveness Endorsements Work

Elliott Insurance Services    August 20, 2018
Car accident

If you have auto insurance, you have most likely been pitched the accident forgiveness endorsement at some point by your insurance professional. Sometimes insurance companies like to give this endorsement a fancy name such as “responsible driver guarantee” or “driving record protector”, but no matter what they call the endorsement at the end of the day, they all achieve the… Read more »

The Wonderful World of Liability Coverage

Elliott Insurance Services    July 30, 2018
Liability Insurance

Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »

Insuring Your Classic Auto

Elliott Insurance Services    May 17, 2018
Insure Your Classic Auto

There is rarely good news when it comes to auto insurance (except when they are covering your claim or lowering your premiums). When it comes to insuring your collector car there just so happens to be some good news. The insurance companies who specialize in insuring classic cars can offer lower premiums and coverages specifically designed for classic car owners…. Read more »

What To Do In An Auto Accident or Claim

Elliott Insurance Services    April 17, 2018
What to do after an accident

We all rely on our vehicles to get us to work or places that we need to be. The last thing we need on our plate is an auto accident or claim, and if you’re like the rest of us, you most likely don’t even want to consider this ever happening to you. You could even be the world’s greatest… Read more »

Should I Tell My Broker?

Elliott Insurance Services    July 26, 2017
Meeting with Insurance Broker

Knowing what information will affect your insurance policy is important to not only keeping your insurance policy in good standing, but to also have a chance at lowering your premium. Everyone knows the basic things you should keep your broker up to date on such as possible claims, auto tickets, address changes, bank changes, etc. It is possible that you… Read more »

What Are Accident Benefits?

Elliott Insurance Services    April 5, 2017
Ontario auto insurance accident benefits

You have most likely heard on the radio or even on the TV about the changes to the accident benefits on your Ontario auto insurance policy. The changes took place in June 2016 for all auto insurance policies in Ontario. Your own broker might have even sat you down and talked to you about buying up the accident benefit limits…. Read more »

10 Common Automobile Insurance Myths

Elliott Insurance Services    January 17, 2017
Insurance Myth or Fact

In a perfect world, automobile insurance would be uncomplicated and it could be easily understood by everyone. Let’s face it however; auto insurance can be confusing and difficult to understand. It doesn’t help that there are a number of misconceptions associated with obtaining car insurance.  Let’s put the rumours to rest and discuss some of the most common myths.  Please… Read more »

Going Away This Winter? OPCF 16 – What You Should Know

Elliott Insurance Services    December 14, 2016
OPCF 16 - Snowmen on beach

Many insurance companies are now requiring that their insureds (customers) who want to remove coverage on their vehicle for an extended period of time, apply an OPCF 16 (Suspension of Coverage) endorsement to their vehicle.  It may sound confusing at first glance, but this change is a benefit to you. What is an OPCF 16 Endorsement? The OPCF 16 endorsement… Read more »

Winter is Coming – Classic Car Edition

Elliott Insurance Services    November 30, 2016
Classic Car in Snow

With winter starting to tease its arrival this year, we are revisiting our “Winter is Coming” series of blog posts.  If you missed any of our previous posts about getting ready for winter, you can find them all here. When winter is approaching in Canada, everyone will be scrambling to protect their high value assets like their cars, homes, and… Read more »