The Ontario government did away with paper renewal notices for driver’s licenses and health cards in 2022. As a result, we have seen more drivers get notices from their insurance companies telling them that they have an expired license than ever before. Why Did the Government Stop Paper Renewal Notices? The Ontario Government has stated that stopping the paper renewal… Read more »
You may have seen advertisements about insurance companies monitoring your driving habits and then giving you a discount on your auto insurance policy as a result of your good driving habits. All of these auto insurance companies have different names for their discount or tracking devices, but they are all grouped together under the terms Telematics or Usage-Based Insurance. Telematics… Read more »
If you have a higher valued vehicle, finding auto insurance can prove to be difficult. Depending on the value of the vehicle, horsepower, or the size of your collection; there will be a limited set of insurance companies willing to write the policy.
The umbrella insurance policy isn’t as well-known as your Home Insurance or Auto Insurance options, but it should be considered another important coverage to add to your insurance portfolio. The entire idea behind an umbrella policy is to try to cover you for the extra liability coverage you may need if your policy limits have been exhausted. Some insurers may… Read more »
In recent months it has become obvious that there should be another method for our customers to get their paperwork and pink slips than through the mail. Due to the COVID-19 outbreak, there has been a strain on the postal system and people have been a bit wary of even touching those letters in their mailbox. With these types of… Read more »
Auto insurance policy holders in Ontario, Canada can now use digital pink slips (liability slips) for their proof of insurance. If you are unaware of what a pink slip is by that name, it is that little pink piece of paper that your insurance company or broker provides you every year that shows your policy and vehicle information. A pink… Read more »
If you have recently purchased a new vehicle or are thinking about purchasing a new vehicle, you might have some questions on how that will affect your insurance policy. Your insurance premium will be affected by changing any vehicle, but is there anything else you should be aware of with a new vehicle? We aim to demystify the experience of… Read more »
It has happened to most drivers, we get pulled over and are given a ticket. The question though, is how is this going to affect me past paying this fine? We cannot answer to all the consequences if you were to get a ticket, but we can answer questions about tickets and your auto insurance. Hopefully you are just reading… Read more »
Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »
It can be hard to understand the line between personal auto insurance and commercial auto insurance if you’re using your vehicle for your own business or for work. Personal auto insurance policies have specific exclusions for using vehicles on the policy for business use and that means if you were to get into an accident while using your vehicle for… Read more »
