Category Archives: Auto Insurance

Digital Pink Slips (Liability Slips)

  
eSlips - Elliott Insurance Services

Auto insurance policy holders in Ontario, Canada can now use digital pink slips (liability slips) for their proof of insurance. If you are unaware of what a pink slip is by that name, it is that little pink piece of paper that your insurance company or broker provides you every year that shows your policy and vehicle information. A pink… Read more »

New Vehicle and Auto Insurance (OPCF 43)

  
New Vehicle and Auto Insurance

If you have recently purchased a new vehicle or are thinking about purchasing a new vehicle, you might have some questions on how that will affect your insurance policy. Your insurance premium will be affected by changing any vehicle, but is there anything else you should be aware of with a new vehicle? We aim to demystify the experience of… Read more »

Tickets and Auto Insurance

  
Stop Sign - Tickets and Auto Insurance

It has happened to most drivers, we get pulled over and are given a ticket. The question though, is how is this going to affect me past paying this fine? We cannot answer to all the consequences if you were to get a ticket, but we can answer questions about tickets and your auto insurance. Hopefully you are just reading… Read more »

What is a Mutual Insurance Company?

  
Mutual Insurance Company

Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »

Do I Need Commercial Auto Insurance?

  
Do I Need Commercial Auto Insurance?

It can be hard to understand the line between personal auto insurance and commercial auto insurance if you’re using your vehicle for your own business or for work. Personal auto insurance policies have specific exclusions for using vehicles on the policy for business use and that means if you were to get into an accident while using your vehicle for… Read more »

Is it Worth Putting in a Claim?

  
House Fire - Insurance Claim

This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »

Should I Switch Insurance Companies?

  
Should I Switch Insurance Companies

No one likes over paying for insurance, so when you see a deal that you think could be better, it’s pretty tempting to make that switch. The real question is, should you make that switch? Today we will try to break down the reasons why you should switch companies and also the reasons why you should stay with your current… Read more »

We Can Do That Too! The Broker Advantage.

  
The Broker Advantage

Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »

How Accident Forgiveness Endorsements Work

  
Car accident

If you have auto insurance, you have most likely been pitched the accident forgiveness endorsement at some point by your insurance professional. Sometimes insurance companies like to give this endorsement a fancy name such as “responsible driver guarantee” or “driving record protector”, but no matter what they call the endorsement at the end of the day, they all achieve the… Read more »

The Wonderful World of Liability Coverage

  
Liability Insurance

Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »