Home insurance policies don’t cover absolutely everything. The majority of home insurance policies are hopefully written on a comprehensive form that covers everything except what is specifically excluded, but you may not know about some of those exclusions. We have compiled a list of extra endorsements that you may want to consider adding to your existing policy. In addition to… Read more »
In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »
Home insurance was first introduced in order to protect homeowners against fire. In fact, the beginning of fire insurance can be traced to London, England in 1666 when a fire broke out, destroying nearly the entire city. Over time, policies have evolved to include additional coverages for things such as wind damage, theft, etc. We are now on the verge… Read more »