This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »
It’s time to talk about Water and Sewer Lines. This is one area of our home that we take for granted. Updates to heating, your roof, gardens and the interior of your home are always on our minds. However, the water and sewer lines underground are often forgotten. Yet, when these lines aren’t working properly, it can cause major headaches. With all… Read more »
No one likes over paying for insurance, so when you see a deal that you think could be better, it’s pretty tempting to make that switch. The real question is, should you make that switch? Today we will try to break down the reasons why you should switch companies and also the reasons why you should stay with your current… Read more »
You’ve been searching for your dream home for months if not years and you have finally found that beautiful home in the country that you have always wanted. There is only one problem, it has an oil tank and your current provider won’t write the insurance for the home. These type of scenarios happen to people all of the time…. Read more »
Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »
Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »
If you have an insurance claim on your home or have property damage in urgent need of clean up and repair, you will most likely be looking for a local restoration company. Restoration companies work in all sorts of conditions from fire damage to water damage, or mold and asbestos removal. Insurance companies rely on restoration companies’ expertise and fast… Read more »
If you are trying to insure a home with a high rebuild value, you may find out there is more to it than your normal everyday home. Most insurance companies have caps or limits set on the value of homes that they are willing to insure and that forces high valued homes into a very specific insurance market. Having educated… Read more »
“Special limits” is a fancy term to indicate that there are limits or caps put on certain contents in your home insurance policy in the event of an insurance claim. Not knowing which limits could affect you could be devastating to your way of life if you ever experience a claim on your home, tenants, or condo insurance policy. Unfortunately,… Read more »
Knowing what information will affect your insurance policy is important to not only keeping your insurance policy in good standing, but to also have a chance at lowering your premium. Everyone knows the basic things you should keep your broker up to date on such as possible claims, auto tickets, address changes, bank changes, etc. It is possible that you… Read more »
