Coronavirus (COVID-19) Update

Elliott Insurance Services    March 13, 2020

Updated on March 17, 2020 By now we are sure almost everyone has heard about the Coronavirus. We wanted to let everyone know how Elliott Insurance Services is handling the global pandemic for our offices, employees, and loyal clients. We have contingency plans in place for how we will respond to the outbreak if it progresses further. We are asking… Read more »

Sump Pumps and Home Insurance

Elliott Insurance Services    March 9, 2020
Sump Pumps and Home Insurance

In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »

New Vehicle and Auto Insurance (OPCF 43)

Elliott Insurance Services    February 20, 2020
New Vehicle and Auto Insurance

If you have recently purchased a new vehicle or are thinking about purchasing a new vehicle, you might have some questions on how that will affect your insurance policy. Your insurance premium will be affected by changing any vehicle, but is there anything else you should be aware of with a new vehicle? We aim to demystify the experience of… Read more »

Empty or Vacant House and Home Insurance

Elliott Insurance Services    January 30, 2020
Vacancy Permit - House Insurance

If you currently own a property that is vacant, you should be aware that your insurance policy might not cover that vacant property after a certain number of days. Every insurance company has different rules and coverages, but the majority of the insurance companies have rules that will void your coverage if the property is left vacant. It is important… Read more »

Tickets and Auto Insurance

Elliott Insurance Services    December 17, 2019
Stop Sign - Tickets and Auto Insurance

It has happened to most drivers, we get pulled over and are given a ticket. The question though, is how is this going to affect me past paying this fine? We cannot answer to all the consequences if you were to get a ticket, but we can answer questions about tickets and your auto insurance. Hopefully you are just reading… Read more »

Start Ups and Commercial Insurance

Elliott Insurance Services    November 27, 2019
Start Ups and Insurance

Starting a business is a mix of excitement, pride, and a touch of dread. You start thinking about all of the different aspects of business operations that you must have in place in order to run a successful company. One of those important pieces of your successful business puzzle is to make sure that the company you worked so hard… Read more »

What is a Mutual Insurance Company?

Elliott Insurance Services    October 17, 2019
Mutual Insurance Company

Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »

Do I Need Commercial Auto Insurance?

Elliott Insurance Services    August 26, 2019
Do I Need Commercial Auto Insurance?

It can be hard to understand the line between personal auto insurance and commercial auto insurance if you’re using your vehicle for your own business or for work. Personal auto insurance policies have specific exclusions for using vehicles on the policy for business use and that means if you were to get into an accident while using your vehicle for… Read more »

Wood Stoves or Fireplaces & Home Insurance

Elliott Insurance Services    July 22, 2019
Fireplace & Home Insurance

Heating our homes today has never been easier. We have various amounts of ways to heat our homes such as Natural Gas, Geothermal, Propane, Wood Burning Units, Radiant Heating, or even Baseboard Electric Heating to name just a few. With all of these options getting safer and safer as the years go by, it can be understandable to forget to… Read more »

Is it Worth Putting in a Claim?

Elliott Insurance Services    May 16, 2019
House Fire - Insurance Claim

This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »