Category Archives: Home Insurance

How to Insure Art and Art Collections

  
How to Insure Your Art or Art Collection

Whether you have art as an investment, to simply enjoy, or both; you will want to confirm that you are insuring your artwork correctly. If you put investment into something, you will want to protect that investment as much as possible and your artwork should be no different. Insuring your artwork can be a bit confusing at times. If you… Read more »

Is There Insurance for My Appliances & Home Equipment?

  
Appliance & Equipment Insurance

Historically insurance has been there to cover your large assets such as your home, vehicles, or business. Most insurance policies will exclude coverage for your appliances, air conditioner, or furnace if they were to just simply break down. There are new insurance packages or endorsements that are starting to hit that market that will cover those gaps in your insurance…. Read more »

House Values are on the Rise; Should I Increase my Insurance?

  
Insurance House Value

A common question from clients to any broker is about the value placed on their home. This is a very important question to ask your broker as you want to make sure that you’re properly insuring your largest asset. The rising house values in the real estate market will only fuel this question more. Depending on where you live, the… Read more »

Do I Need an Umbrella Insurance Policy?

  
Umbrella insurance policy

The umbrella insurance policy isn’t as well-known as your Home Insurance or Auto Insurance options, but it should be considered another important coverage to add to your insurance portfolio. The entire idea behind an umbrella policy is to try to cover you for the extra liability coverage you may need if your policy limits have been exhausted. Some insurers may… Read more »

Jewellery Insurance: How to Insure Your Jewellery

  
Jewellery Insurance: Personal Articles Endorsement

Your home or condo insurance policy will most likely cover some of your jewellery, but a lot of people are unaware that there are special limits that will limit the amount paid by the insurance company if you had a claim. Depending on the insurance company, sometimes those limits are as low as $3,000 for all your jewellery combined. Some… Read more »

Sump Pumps and Home Insurance

  
Sump Pumps and Home Insurance

In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »

Empty or Vacant House and Home Insurance

  
Vacancy Permit - House Insurance

If you currently own a property that is vacant, you should be aware that your insurance policy might not cover that vacant property after a certain number of days. Every insurance company has different rules and coverages, but the majority of the insurance companies have rules that will void your coverage if the property is left vacant. It is important… Read more »