Older homes need special care not only physically, but in terms of insurance as well. If your house has a plaque or is over a century old, you may have a hard time finding insurance. The insurance industry doesn’t dislike older homes, but the municipalities will have special bylaw restrictions on repairing or rebuilding the home with a plaque that… Read more »
Many Canadians look forward to winter. Not only does it mean skiing, skating and snowmobiling, but it often means winter vacation. Whether you’re headed south, or to a destination ski vacation, there is one very important item which may void coverage on your homeowners, tenants or condo insurance. Even though every company offers their own specific wordings, the intent of… Read more »
The air is getting colder and the leaves are changing colour. Before we know it they will be falling from the trees, clogging eaves troughs and causing damage to your home. Have no fear, you can still enjoy the fall weather and save your home from winter damage by completing some of these simple home maintenance tasks every year before winter…. Read more »
Everyone knows that you must purchase auto insurance to drive on the roads legally, but I’ll let you in on a secret – there is no law in Ontario saying you have to purchase home insurance. So why do we buy home insurance? Well, if you have a mortgage the bank will likely require some sort of insurance to protect… Read more »
