Category Archives: Liability Insurance

Do I Need an Umbrella Insurance Policy?

  
Umbrella insurance policy

The umbrella insurance policy isn’t as well-known as your Home Insurance or Auto Insurance options, but it should be considered another important coverage to add to your insurance portfolio. The entire idea behind an umbrella policy is to try to cover you for the extra liability coverage you may need if your policy limits have been exhausted. Some insurers may… Read more »

What is Professional Liability Insurance (Errors & Omissions)?

  
Errors & Omissions - Profesional Liability Insurance

Professional liability insurance or more commonly referred to as “errors and omissions” insurance is an indispensable coverage for any professional service provider in today’s ever-increasing litigious world. People today are more willing to take their grievances through the legal system weather they are warranted complaints or not. This is putting our professional service providers in a difficult position where they… Read more »

Start Ups and Commercial Insurance

  
Start Ups and Insurance

Starting a business is a mix of excitement, pride, and a touch of dread. You start thinking about all of the different aspects of business operations that you must have in place in order to run a successful company. One of those important pieces of your successful business puzzle is to make sure that the company you worked so hard… Read more »

What is a Mutual Insurance Company?

  
Mutual Insurance Company

Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »

Insurance for Building Owners and Property Managers

  
Insurance for Building Owners and Property Managers

Finding the right coverage to protect your large investments should be a priority for any business. Finding an insurance professional with the expertise to insure larger investments can make the difference between having future investments and having thoughts of what could have been. Experienced brokers will know that there is more to insuring a building than just the “bricks and… Read more »

How Do I Insure My Hobby Farm?

  
Hobby Farm Insurance

The quick and easy answer on how to insure your hobby farm is to call Elliott Insurance Services. If you want to learn more about insuring your hobby farm today, than continue to read this article to find out why it’s important to insure your hobby farm correctly, and to also find the possible gaps in coverage that your regular… Read more »

We Can Do That Too! The Broker Advantage.

  
The Broker Advantage

Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »

The Wonderful World of Liability Coverage

  
Liability Insurance

Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »

What is a Restoration Company?

  
Restoration Companies

If you have an insurance claim on your home or have property damage in urgent need of clean up and repair, you will most likely be looking for a local restoration company. Restoration companies work in all sorts of conditions from fire damage to water damage, or mold and asbestos removal. Insurance companies rely on restoration companies’ expertise and fast… Read more »

Commercial Leases and Your Commercial Insurance

  
Start up business - commercial insurance - commercial leases

If you are a business owner who rents their current location, it may be in your best interest to review your lease agreement for any insurance related clauses that you or your broker may need to be aware of. Commercial building owners will have different clauses in their lease agreements and some of those clauses will greatly affect how you… Read more »