Category Archives: Liability Insurance

The Wonderful World of Liability Coverage

Elliott Insurance Services    July 30, 2018
Liability Insurance

Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »

What is a Restoration Company?

Elliott Insurance Services    February 27, 2018
Restoration Companies

If you have an insurance claim on your home or have property damage in urgent need of clean up and repair, you will most likely be looking for a local restoration company. Restoration companies work in all sorts of conditions from fire damage to water damage, or mold and asbestos removal. Insurance companies rely on restoration companies’ expertise and fast… Read more »

Commercial Leases and Your Commercial Insurance

Elliott Insurance Services    November 20, 2017
Start up business - commercial insurance - commercial leases

If you are a business owner who rents their current location, it may be in your best interest to review your lease agreement for any insurance related clauses that you or your broker may need to be aware of. Commercial building owners will have different clauses in their lease agreements and some of those clauses will greatly affect how you… Read more »

Fire Marque – An Interview with Alec Harmer – HTM Insurance President

Elliott Insurance Services    May 17, 2017
Home Insurance - Fire Department Charges

Getting a bill in the mail for a fire department call may be a bit unsettling, but that is exactly what is happening to homeowners all over Canada. At first there is a shock of getting a bill in the first place, and then there is a serious concern when you realize it is not from your municipality or local… Read more »

Where Does Your Boat Insurance Cover You?

Elliott Insurance Services    March 22, 2017
Boat insurance navigational limits

You insured your boat the way your insurance broker recommended with a specialty market. You made sure you have coverage for “When Muskrats Attack”, but now you find out that you can’t take your boat where ever you want to. Marine policies that are offered today have boundaries for where your boat is covered and where it is specifically not… Read more »

Aluminum Wire and Home Insurance

Elliott Insurance Services    February 7, 2017
Aluminum Wire and Home Insurance

  Perhaps you have found your dream home; you made an offer and hired a building inspector.  When your building inspector tells you that your dream home has aluminum wiring, you now start a long process to make sure your new home can be insured and is safe.  In this article, we will dive into the world of aluminum building… Read more »

10 Common Automobile Insurance Myths

Elliott Insurance Services    January 17, 2017
Insurance Myth or Fact

In a perfect world, automobile insurance would be uncomplicated and it could be easily understood by everyone. Let’s face it however; auto insurance can be confusing and difficult to understand. It doesn’t help that there are a number of misconceptions associated with obtaining car insurance.  Let’s put the rumours to rest and discuss some of the most common myths.  Please… Read more »

What is Cyber Insurance?

Elliott Insurance Services    December 23, 2016
Cyber insurance - cyber liability

Cyber insurance is becoming the new buzz word in the insurance industry and its showing no signs of slowing down.  Computers are targeted at businesses large and small every day.  If you keep any customers personal information, employees information, e-commerce transactions, or hold any important data on your computers that a hacker could use; you may want to consider reading… Read more »

7 Common Commercial Insurance Myths

Elliott Insurance Services    October 11, 2016
Insurance Myth or Fact

Business owners have a lot on their plates. Not only do they have to run their business, they also have to make sure that it is protected correctly in the event of a loss. There are a number of myths surrounding business insurance you should be aware of. Take look at some of the most common myths below to assist… Read more »

Why Choose an Insurance Broker?

Elliott Insurance Services    September 16, 2016
Young couple with Insurance Broker

There has never been a more convenient and easy time to buy insurance as there is today.  There are insurance brokers, agents, direct writers and online only companies.  With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »