Category Archives: Liability Insurance

What is a Mutual Insurance Company?

Elliott Insurance Services    October 17, 2019
Mutual Insurance Company

Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »

Insurance for Building Owners and Property Managers

Elliott Insurance Services    March 29, 2019
Insurance for Building Owners and Property Managers

Finding the right coverage to protect your large investments should be a priority for any business. Finding an insurance professional with the expertise to insure larger investments can make the difference between having future investments and having thoughts of what could have been. Experienced brokers will know that there is more to insuring a building than just the “bricks and… Read more »

How Do I Insure My Hobby Farm?

Elliott Insurance Services    November 1, 2018
Hobby Farm Insurance

The quick and easy answer on how to insure your hobby farm is to call Elliott Insurance Services. If you want to learn more about insuring your hobby farm today, than continue to read this article to find out why it’s important to insure your hobby farm correctly, and to also find the possible gaps in coverage that your regular… Read more »

We Can Do That Too! The Broker Advantage.

Elliott Insurance Services    September 25, 2018
The Broker Advantage

Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »

The Wonderful World of Liability Coverage

Elliott Insurance Services    July 30, 2018
Liability Insurance

Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »

What is a Restoration Company?

Elliott Insurance Services    February 27, 2018
Restoration Companies

If you have an insurance claim on your home or have property damage in urgent need of clean up and repair, you will most likely be looking for a local restoration company. Restoration companies work in all sorts of conditions from fire damage to water damage, or mold and asbestos removal. Insurance companies rely on restoration companies’ expertise and fast… Read more »

Commercial Leases and Your Commercial Insurance

Elliott Insurance Services    November 20, 2017
Start up business - commercial insurance - commercial leases

If you are a business owner who rents their current location, it may be in your best interest to review your lease agreement for any insurance related clauses that you or your broker may need to be aware of. Commercial building owners will have different clauses in their lease agreements and some of those clauses will greatly affect how you… Read more »

Fire Marque – An Interview with Alec Harmer – HTM Insurance President

Elliott Insurance Services    May 17, 2017
Home Insurance - Fire Department Charges

Getting a bill in the mail for a fire department call may be a bit unsettling, but that is exactly what is happening to homeowners all over Canada. At first there is a shock of getting a bill in the first place, and then there is a serious concern when you realize it is not from your municipality or local… Read more »

Where Does Your Boat Insurance Cover You?

Elliott Insurance Services    March 22, 2017
Boat insurance navigational limits

You insured your boat the way your insurance broker recommended with a specialty market. You made sure you have coverage for “When Muskrats Attack”, but now you find out that you can’t take your boat where ever you want to. Marine policies that are offered today have boundaries for where your boat is covered and where it is specifically not… Read more »

Aluminum Wire and Home Insurance

Elliott Insurance Services    February 7, 2017
Aluminum Wire and Home Insurance

  Perhaps you have found your dream home; you made an offer and hired a building inspector.  When your building inspector tells you that your dream home has aluminum wiring, you now start a long process to make sure your new home can be insured and is safe.  In this article, we will dive into the world of aluminum building… Read more »