If you are trying to insure a home with a high rebuild value, you may find out there is more to it than your normal everyday home. Most insurance companies have caps or limits set on the value of homes that they are willing to insure and that forces high valued homes into a very specific insurance market. Having educated… Read more »
Older homes need special care not only physically, but in terms of insurance as well. If your house has a plaque or is over a century old, you may have a hard time finding insurance. The insurance industry doesn’t dislike older homes, but the municipalities will have special bylaw restrictions on repairing or rebuilding the home with a plaque that… Read more »