Co-insurance is a very important term when considering a new insurance policy. Most of the time you will encounter co-insurance on business policies, but it’s also possible to see co-insurance applied to personal insurance as well. Co-insurance is an often-misunderstood term and even some insurance professionals struggle with remembering the ins and outs of the clause. With this article we… Read more »
There will most likely be a time in your life where you need to put some or all of your personal contents into a storage facility. Everyone will have their own unique reasons as to why they need to temporarily put their belongings into storage, but the need to keep insurance coverage on your belongings will always be an important… Read more »
Much like doing your own accounting without the proper training; finding out what coverage you need can be a difficult endeavor without professional guidance. Whether you are a seasoned accountant or starting up your own accounting practice, it’s critical that you know where your business is vulnerable and how to protect your livelihood. We hope to not only point out… Read more »
Ransomware attacks have grown in frequency over the last few years and these unique cyber-attacks are affecting businesses and individuals alike. These cyber-attacks can be targeted at a specific business, industry, or just random attacks to any computer that they can reach. Ransomware attacks can cause devastating damage to your computer systems and leave you without access to your computer… Read more »
Cyber insurance policies are quickly becoming critical coverage for almost all businesses. Many commercial cyber insurance policies will also require that your company use some form of multi-factor authentication for your computer systems. This can seem like a daunting undertaking to implement, but it could be easier than you think. In this article we will take a high-level look at… Read more »
Instead of having to worry about mold or expensive water damage, it is best to be proactive about protecting your home from water damage.
Operating a business out of your home comes with many advantages, but your house insurance may need to be altered. Find out more home business endorsements…
Professional liability insurance or more commonly referred to as “errors and omissions” insurance is an indispensable coverage for any professional service provider in today’s ever-increasing litigious world. People today are more willing to take their grievances through the legal system whether they are warranted complaints or not. This is putting our professional service providers in a difficult position where they… Read more »
Auto insurance policy holders in Ontario, Canada can now use digital pink slips (liability slips) for their proof of insurance. If you are unaware of what a pink slip is by that name, it is that little pink piece of paper that your insurance company or broker provides you every year that shows your policy and vehicle information. A pink… Read more »
In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »
