Category Archives: Commercial Insurance

What is Professional Liability Insurance (Errors & Omissions)?

  
Errors & Omissions - Profesional Liability Insurance

Professional liability insurance or more commonly referred to as “errors and omissions” insurance is an indispensable coverage for any professional service provider in today’s ever-increasing litigious world. People today are more willing to take their grievances through the legal system weather they are warranted complaints or not. This is putting our professional service providers in a difficult position where they… Read more »

Digital Pink Slips (Liability Slips)

  
eSlips - Elliott Insurance Services

Auto insurance policy holders in Ontario, Canada can now use digital pink slips (liability slips) for their proof of insurance. If you are unaware of what a pink slip is by that name, it is that little pink piece of paper that your insurance company or broker provides you every year that shows your policy and vehicle information. A pink… Read more »

Sump Pumps and Home Insurance

  
Sump Pumps and Home Insurance

In the insurance world you will hear the phrase “water is the new fire” a lot. The reason for this is that while the leading cause of property insurance claims used to be for fire, now that distinction is going towards water damage claims. Water damage is very costly to clean up as it must be done correctly to avoid… Read more »

Tickets and Auto Insurance

  
Stop Sign - Tickets and Auto Insurance

It has happened to most drivers, we get pulled over and are given a ticket. The question though, is how is this going to affect me past paying this fine? We cannot answer to all the consequences if you were to get a ticket, but we can answer questions about tickets and your auto insurance. Hopefully you are just reading… Read more »

Start Ups and Commercial Insurance

  
Start Ups and Insurance

Starting a business is a mix of excitement, pride, and a touch of dread. You start thinking about all of the different aspects of business operations that you must have in place in order to run a successful company. One of those important pieces of your successful business puzzle is to make sure that the company you worked so hard… Read more »

What is a Mutual Insurance Company?

  
Mutual Insurance Company

Every year that you renew your insurance policy or when you quote out your insurance, you have an option that you may not have realized that you had. You can place your insurance with a Mutual Insurance company or a Stock Insurance company. The majority of Ontario citizens might not know the difference between the two types of insurance companies,… Read more »

Do I Need Commercial Auto Insurance?

  
Do I Need Commercial Auto Insurance?

It can be hard to understand the line between personal auto insurance and commercial auto insurance if you’re using your vehicle for your own business or for work. Personal auto insurance policies have specific exclusions for using vehicles on the policy for business use and that means if you were to get into an accident while using your vehicle for… Read more »

Wood Stoves or Fireplaces & Home Insurance

  
Fireplace & Home Insurance

Heating our homes today has never been easier. We have various amounts of ways to heat our homes such as Natural Gas, Geothermal, Propane, Wood Burning Units, Radiant Heating, or even Baseboard Electric Heating to name just a few. With all of these options getting safer and safer as the years go by, it can be understandable to forget to… Read more »

Is it Worth Putting in a Claim?

  
House Fire - Insurance Claim

This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »

Insurance for Building Owners and Property Managers

  
Insurance for Building Owners and Property Managers

Finding the right coverage to protect your large investments should be a priority for any business. Finding an insurance professional with the expertise to insure larger investments can make the difference between having future investments and having thoughts of what could have been. Experienced brokers will know that there is more to insuring a building than just the “bricks and… Read more »