What is Cyber Insurance?

Elliott Insurance Services    December 23, 2016
Cyber insurance - cyber liability

Cyber insurance is becoming the new buzz word in the insurance industry and its showing no signs of slowing down.  Computers are targeted at businesses large and small every day.  If you keep any customers personal information, employees information, e-commerce transactions, or hold any important data on your computers that a hacker could use; you may want to consider reading… Read more »

Going Away This Winter? OPCF 16 – What You Should Know

Elliott Insurance Services    December 14, 2016
OPCF 16 - Snowmen on beach

Many insurance companies are now requiring that their insureds (customers) who want to remove coverage on their vehicle for an extended period of time, apply an OPCF 16 (Suspension of Coverage) endorsement to their vehicle.  It may sound confusing at first glance, but this change is a benefit to you. What is an OPCF 16 Endorsement? The OPCF 16 endorsement… Read more »

Winter is Coming – Classic Car Edition

Elliott Insurance Services    November 30, 2016
Classic Car in Snow

With winter starting to tease its arrival this year, we are revisiting our “Winter is Coming” series of blog posts.  If you missed any of our previous posts about getting ready for winter, you can find them all here. When winter is approaching in Canada, everyone will be scrambling to protect their high value assets like their cars, homes, and… Read more »

Snowmobiles, ATVs, and Argos – oh my!

Elliott Insurance Services    November 9, 2016
ATV - Snowmobile Tail

With hunting season upon us and snowmobiling season right around the corner, we think it is a good time to talk about insurance coverage for your snowmobiles, ATVs and amphibious vehicles. You likely recognize that your recreational vehicles are insured on the Ontario Auto Policy (OAP 1) which is the same policy as your auto insurance.  Like your car insurance, your… Read more »

7 Common Commercial Insurance Myths

Elliott Insurance Services    October 11, 2016
Insurance Myth or Fact

Business owners have a lot on their plates. Not only do they have to run their business, they also have to make sure that it is protected correctly in the event of a loss. There are a number of myths surrounding business insurance you should be aware of. Take look at some of the most common myths below to assist… Read more »

Why Choose an Insurance Broker?

Elliott Insurance Services    September 16, 2016
Young couple with Insurance Broker

There has never been a more convenient and easy time to buy insurance as there is today.  There are insurance brokers, agents, direct writers and online only companies.  With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »

How to Save Money on Your Home Insurance

Elliott Insurance Services    September 2, 2016
Save money on home insurance

Let’s face it, everything is more expensive now, and that includes your house insurance. Even your brokers and agents feel the pressure of higher insurance premiums. When making your budgets this year, consider these money saving tips on your policies. Multi-Policy/Combined Discounts Soft Credit Check Higher Deductibles Home Updates Discounts (alarm, backup generator, non-smoker, etc) Correct 911 Address Home Details… Read more »

The #1 Tip for a Stress Free Wedding

Elliott Insurance Services    July 15, 2016
Bride and Groom

You are recently engaged and have begun planning your perfect wedding. You are deciding on everything from the venue, the catering, the decorations and the guest list. You are able to imagine how one of the most important days in the world will unfold. One thing you might be forgetting however is an insurance package to protect you in case… Read more »

What’s With This Water Stuff?

Elliott Insurance Services    May 4, 2016

Home insurance was first introduced in order to protect homeowners against fire. In fact, the beginning of fire insurance can be traced to London, England in 1666 when a fire broke out, destroying nearly the entire city. Over time, policies have evolved to include additional coverages for things such as wind damage, theft, etc. We are now on the verge… Read more »

Protect Your Home Against Water Damage

Elliott Insurance Services    April 1, 2016

With snow melting and April showers, we run the risk of water entering our homes. Water damage can be messy, expensive, and may not be covered by your insurance.  With spring around the corner, we thought we would provide a few helpful tips for both inside and outside your house to help protect it against expensive water damage. Inside your… Read more »