With snow melting and April showers, we run the risk of water entering our homes. Water damage can be messy, expensive, and may not be covered by your insurance. With spring around the corner, we thought we would provide a few helpful tips for both inside and outside your house to help protect it against expensive water damage. Inside your… Read more »
With spring around the corner, many of our clients are pulling their antique, vintage and heritage cars out of storage. Soon we’ll see the streets full of Mustangs, Camaros, Corvettes, and MGBs. These collector cars are different from daily drivers and deserve specialized coverage through a collector car policy. A collector car policy offers better coverage Agreed Value Coverage Most… Read more »
Have you ever wondered what Contractors Liability Insurance is? In short, it is a specific coverage to protect contractors from the risk of financial obligations imposed by lawsuits and similar claims. Since contractors often work on many different projects, this type of insurance follows them while working at different sites. Why is Contractors Liability Insurance so important? Accidents happen, and… Read more »
The process of renting a car can be quite simple. You will find many easy to use websites, rental car kiosks in airports and train stations, and even online services which compare rental car agencies to find the best rate. Then, after you have selected your car and you are ready to hand over your credit card, you are… Read more »
Many Canadians look forward to winter. Not only does it mean skiing, skating and snowmobiling, but it often means winter vacation. Whether you’re headed south, or to a destination ski vacation, there is one very important item which may void coverage on your homeowners, tenants or condo insurance. Even though every company offers their own specific wordings, the intent of… Read more »
One aspect of insurance you don’t hear on the radio or see on the TV is the renters/tenants packages. They’re not as glorified, but just as important as homeowners insurance policies. When you rent an apartment, or a house, it is not just your contents insurance you need to think of. The often overlooked aspect of tenants insurance is the… Read more »
At this point the majority of the leaves have fallen, and an icy frost is appearing on the grass and pavement in the morning. For most this is a sign that winter is around the corner, but for your insurance broker this warns of the increased risk to your commercial business. Not to worry, you can protect your commercial business… Read more »
The air is getting colder and the leaves are changing colour. Before we know it they will be falling from the trees, clogging eaves troughs and causing damage to your home. Have no fear, you can still enjoy the fall weather and save your home from winter damage by completing some of these simple home maintenance tasks every year before winter…. Read more »
Fall is here and it is time to think about the colder weather. It is a great time to check over your cars and trucks to make sure they are ready for the change in the weather. There are a lot of small maintenance items people tend to overlook when it comes to their automobiles. In some cases, simple car… Read more »
Knob and tube, aluminium wiring, 60amp fuses, lead or galvanized plumbing, woodstove, oil heat…the list goes on. With all these potential insurance issues, how do we know if a home is insurable? There are many items that keep insurance companies up at night. When it comes to home insurance, companies usually focus on what I like to call “the four… Read more »