Accident forgiveness coverage is an endorsement that can usually be purchased for each driver on your policy that qualifies (accident free for a certain amount of years). The coverage will protect your driver rating and claims free discount in the event of your first at-fault accident on the policy since purchasing the endorsement, or since the endorsement has become available again since your last forgiven accident.
This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »
Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »
If you have auto insurance, you have most likely been pitched the accident forgiveness endorsement at some point by your insurance professional. Sometimes insurance companies like to give this endorsement a fancy name such as “responsible driver guarantee” or “driving record protector”, but no matter what they call the endorsement at the end of the day, they all achieve the… Read more »