This is a very common question when it comes to insurance. Most people realize there will be some sort of resulting impact for putting in a claim on their insurance policy. Whether it be a loss of a claims free discount or a rate change, there is usually some sort of cause and effect with putting in an insurance claim…. Read more »
No one likes over paying for insurance, so when you see a deal that you think could be better, it’s pretty tempting to make that switch. The real question is, should you make that switch? Today we will try to break down the reasons why you should switch companies and also the reasons why you should stay with your current… Read more »
Every day through some form of advertisement you most likely hear an advert for an insurance company bragging that they can either save you money or they give you the impression that only that insurance company can offer a certain coverage or discount. The truth is, not only can brokers also offer these services, but they also offer more services… Read more »
If you have auto insurance, you have most likely been pitched the accident forgiveness endorsement at some point by your insurance professional. Sometimes insurance companies like to give this endorsement a fancy name such as “responsible driver guarantee” or “driving record protector”, but no matter what they call the endorsement at the end of the day, they all achieve the… Read more »
Liability coverage is built into most insurance policies from personal auto to big commercial policies. The only catch is that most of these liability coverages have exclusions that make it necessary to make sure you are still covered when you think you are. Within this article we are going to be looking at the very wide world of liability insurance… Read more »
There is rarely good news when it comes to auto insurance (except when they are covering your claim or lowering your premiums). When it comes to insuring your collector car there just so happens to be some good news. The insurance companies who specialize in insuring classic cars can offer lower premiums and coverages specifically designed for classic car owners…. Read more »
We all rely on our vehicles to get us to work or places that we need to be. The last thing we need on our plate is an auto accident or claim, and if you’re like the rest of us, you most likely don’t even want to consider this ever happening to you. You could even be the world’s greatest… Read more »
Knowing what information will affect your insurance policy is important to not only keeping your insurance policy in good standing, but to also have a chance at lowering your premium. Everyone knows the basic things you should keep your broker up to date on such as possible claims, auto tickets, address changes, bank changes, etc. It is possible that you… Read more »
You have most likely heard on the radio or even on the TV about the changes to the accident benefits on your Ontario auto insurance policy. The changes took place in June 2016 for all auto insurance policies in Ontario. Your own broker might have even sat you down and talked to you about buying up the accident benefit limits…. Read more »
In a perfect world, automobile insurance would be uncomplicated and it could be easily understood by everyone. Let’s face it however; auto insurance can be confusing and difficult to understand. It doesn’t help that there are a number of misconceptions associated with obtaining car insurance. Let’s put the rumours to rest and discuss some of the most common myths. Please… Read more »