Many insurance companies are now requiring that their insureds (customers) who want to remove coverage on their vehicle for an extended period of time, apply an OPCF 16 (Suspension of Coverage) endorsement to their vehicle. It may sound confusing at first glance, but this change is a benefit to you. What is an OPCF 16 Endorsement? The OPCF 16 endorsement… Read more »
With winter starting to tease its arrival this year, we are revisiting our “Winter is Coming” series of blog posts. If you missed any of our previous posts about getting ready for winter, you can find them all here. When winter is approaching in Canada, everyone will be scrambling to protect their high value assets like their cars, homes, and… Read more »
With hunting season upon us and snowmobiling season right around the corner, we think it is a good time to talk about insurance coverage for your snowmobiles, ATVs and amphibious vehicles. You likely recognize that your recreational vehicles are insured on the Ontario Auto Policy (OAP 1) which is the same policy as your auto insurance. Like your car insurance, your… Read more »
There has never been a more convenient and easy time to buy insurance as there is today. There are insurance brokers, agents, direct writers and online only companies. With so many choices out there, what are the benefits to having an insurance broker in today’s world? We are obviously a little bias when it comes to this topic, but if… Read more »
With spring around the corner, many of our clients are pulling their antique, vintage and heritage cars out of storage. Soon we’ll see the streets full of Mustangs, Camaros, Corvettes, and MGBs. These collector cars are different from daily drivers and deserve specialized coverage through a collector car policy. A collector car policy offers better coverage Agreed Value Coverage Most… Read more »
The process of renting a car can be quite simple. You will find many easy to use websites, rental car kiosks in airports and train stations, and even online services which compare rental car agencies to find the best rate. Then, after you have selected your car and you are ready to hand over your credit card, you are… Read more »
Fall is here and it is time to think about the colder weather. It is a great time to check over your cars and trucks to make sure they are ready for the change in the weather. There are a lot of small maintenance items people tend to overlook when it comes to their automobiles. In some cases, simple car… Read more »