Ontario boat insurance

Recreational Insurance

Whether you’re insuring an ATV, Snowmobile, RV, Trailer, Motorcycle, Personal Watercraft, Sailboat or Yacht, we have a policy for you. We have partnered with many industry leading insurance companies to provide competitive packages for any of your toys.

We all work hard in order to enjoy our freedom time and in order to enjoy that time away from work, we will buy toys, getaway places, boats, or even snowmobiles. These types of indulgences can come with a hefty price tag or open you up to other liability issues.

It is important to protect your property that delivers enjoyment as much as you would protect your other assets. When it comes to RV's or watercraft; they might even be worth more than your vehicle. When purchasing your recreational assets it was a big decision on which one to go with, but most people tend to think of insuring that precious new purchase at the last minute. Insuring your most valued possessions should be one of your first thoughts as it could save you a lot of headaches and internal agony down the road.

Ontario boat insurance

Boat / Watercraft Insurance

If you're Canadian, there is a good chance you enjoy being out on the beautiful lakes that Canada has to offer. If you have a fishing boat, speed boat, or even a jet ski, we have the right coverage for you. There are many ways to insure your watercraft, but they are not all equal. You can add your watercraft to your homeowners policy (not suggested ), or you can search out a specialty insurer which focuses on insuring boats.

As licensed insurance professionals, our job is to scour through legal texts to see what policies are better than others by examining the exclusions and coverages. Over the years it has become very apparent that your boat is going to have better protection with a specialty insurance company who understands the situations that arise as a boat owner. Using our experience as watercraft owners and insurance professionals, we believe we can find the right coverage for your needs.

Read More about insuring your watercraft's on our blog or contact us to find a policy that suits your individual needs.

Ontario sailboat insurance

Sailboat / Yacht Insurance

Sailboats and Yachts are not the same as fishing boats, and they shouldn't be insured as one.

If you currently have your sailboat insured, you should know there could be exclusions on your policy that could effect you on every trip. Most watercraft insurance policies have navigational limits and exclusions like spinnaker flying, gradual deterioration, or even vermin.

With those exclusions in mind, it is important to choose the right policy for how you use your sailboat or yacht. Not every company will exclude spinnaker flying and some companies will offer extended navigational limits. It is important to know what is available to you, and what policy is the best fit for your water adventures.

Read More about insuring your sailboat or yacht on our blog or contact us to find a policy that suits your individual needs.

Ontario Trailer / RV Insurance

Trailer / RV Insurance

Everyone deserves a getaway from their everyday life. Having your trailer or RV properly insured will alleviate some of the stress your trying to leave behind.

Having recreational vehicle insurance that provides the peace of mind of being properly covered is priceless. Luckily for you, we are also thinking of the bottom line of your trailer insurance. From 5th wheel trailers to tent trailers, we have a policy that will protect your asset properly.

Due to the vast amount of trailer types on the market today, we have a vast amount of coverage options available. Don't let the options confuse you as this is why an insurance broker is important to help you navigate your way through the options.

You can expect coverage options such as:

  • Guaranteed Replacement Cost
  • Disappearing Deductible
  • Roadside Assistance
Contact us to find the policy that fits your needs and your trailers needs.

We compare rates from Canada's premier insurance companies, including: