Life Insurance & Financial Planning

Life Insurance

Plan for your future today.

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Ontario Life Insurance
Ontario Life Insurance
Ontario financial planning & life insurance

Life Insurance & Financial Planning

Insurance is not just for your personal belongings. Let us help you plan your future and the future of your loved ones.

Life insurance is a broad term in the insurance industry. It will generally elude to coverages such as disability insurance, heath and dental insurance, and even financial planning. Due to the complicated nature of life insurance and the fact that everyone should have their life insurance adjusted to fit their needs, it is suggested that you contact us to have a sit down meeting to discuss your future plans.

When it comes to life, no one has everything figured out because life is complicated and it is impossible to accurately predict the future. Make sure you have yourself and your family protected from the unpredictabilities of every day life.

Ontario Mortgage Insurance

Mortgage Protection

Protect your family, not your lender or bank

Your home is most likely the largest investment you will ever make. Before you sign any mortgage insurance with your bank, it would be worth taking a look at what your options are.

There are many benefits to having mortgage insurance through your life insurance broker over your lender. Examples of the beneficial advantages of insuring your mortgage with your broker are:

  • You name the beneficiary
  • If you take your mortgage to another company, you keep your insurance. No need to re-qualify
  • If you die, the death benefit is paid to your beneficiary who can use it as they see fit. Lenders will usually require the payment to only pay off the existing mortgage
  • Your coverage amount does not decrease overtime unless you choose to decrease it
  • You can choose different forms and choose to carry a death benefit to cover more than just your mortgage
  • Once you pay off your mortgage, you can choose to convert your mortgage insurance to a permanent plan
  • Often less expensive than the bank/lender option

Ontario Health & Dental Insurance

Health & Dental Insurance

Health and dental insurance offers you the benefits that your place of employment does not offer or that is not adequate enough for your families needs. There are several different packages available and everyone has different benefit needs. Please contact us for more details about health and dental plans.

Ontario Disability Insurance

Disability Insurance

Income protection is often an overlooked coverage available to every Canadian. We take our incomes for granted until we no longer have one. Weather you need to insure your main source of income or supplement the coverage provided from your employer, we can help you find a plan that will give you piece of mind on job. Contact us today to find the perfect plan for you.