Farm Insurance

Farm insurance can be a mixture of commercial insurance and home insurance. Like any other business, your farm is your livelihood. However, unlike many businesses, your farm may also be your home. We have experience insuring farms for over 90 years, and would be glad to review your farm and find a package that fits your needs. Please contact us for details.

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The Right Policy for Your Farm

No matter how big or small your farm is, you will need to be adequately covered. Every farm is different and every farm insurance package should be customized for its needs. Having over 90 years’ experience putting together the right farm packages for our clients, we feel confident we can put together the right package for your farm, no matter how big or small it is.

Generally your farm insurance will cover the farm property, liability, farm dwellings, barns & outbuildings, machinery, equipment, produce, and livestock. Request a quote today to a detailed quote for your farm policy.

Coverage Examples:

Farm Liability Insurance

Liability coverage protects you in the event that a third party takes legal action against you. Coverage also extends to people accidentally injured by your activities. As with all insurance policies, there are exclusions that you need to consider. Please contact us for details and let us know how we can help you.

Livestock Insurance

Livestock coverage is customized to your farm. Some farms rely on the money generated from their livestock, and would be greatly hurt in the case of a total livestock loss. Make sure your livestock are covered correctly on your policy.

Coverage is available for livestock loss due to wild animal attacks, accidental drowning, shooting, electrocution, and as a result of entrapment or severe weather.

Examples of the type of livestock that could be covered:

  • Poultry
  • Cow / Beef
  • Pigs / Pork
  • Sheep
  • Goats

Please contact us and we would be glad to review your needs.

Cash Crop Insurance

Coverage for your agricultural products including produce, feed, hay, silage, and most supplies that you use to produce your crops.

Hobby Farms or Country Estates

Though Farm insurance may seem similar to home insurance, it is often very different. Most homeowner’s policies will not cover farm buildings, larger properties, or farm equipment. Likewise, the liability of a homeowner’s insurance policy will rarely cover renting land to farmers for hay. We have packages tailored specifically to hobby farms or country estates. Please contact us and we would be glad to review your needs.

Dairy Farm Insurance

If you own a dairy farm, you'll know that there is a lot of specialized equipment and outbuildings. We have dairy farm packages that are specifically made to cover dairy farmers. With coverages ranging from milk contamination to livestock loss, the dairy packages can be customized to fit your farm’s needs. Please contact us and we would be glad to review your farm.

Farm Accident

Farms can be a dangerous place and accident happens. Farm accident policies are here to cover injury or death and the after effects of those accidents. Please contact us to learn more about farm accident coverage.