{"id":103,"date":"2016-03-22T15:51:29","date_gmt":"2016-03-22T19:51:29","guid":{"rendered":"https:\/\/elliottinsuranceservices.com\/blog\/?p=103"},"modified":"2022-05-11T12:48:24","modified_gmt":"2022-05-11T16:48:24","slug":"collector-car-insurance-for-the-car-enthusiast","status":"publish","type":"post","link":"https:\/\/elliottinsuranceservices.com\/blog\/2016\/03\/22\/collector-car-insurance-for-the-car-enthusiast\/","title":{"rendered":"Collector Car Insurance for the Car Enthusiast"},"content":{"rendered":"<p>With spring around the corner, many of our clients are pulling their antique, vintage and heritage cars out of storage. \u00a0Soon we\u2019ll see the streets full of Mustangs, Camaros, Corvettes, and MGBs.\u00a0 These collector cars are different from daily drivers and deserve specialized coverage through a collector car policy.<\/p>\n<p><strong>A collector car policy offers better coverage<\/strong><\/p>\n<p><em>Agreed Value Coverage<\/em><br \/>\nMost collector policies will offer an endorsement called a \u201c19a \u2013 Valued Automobiles Endorsement\u201d.\u00a0 This endorsement guarantees to pay an agreed amount of the vehicle stated on the policy in the event of a total loss. If you are unsure of the value of your collector auto, <u>click here<\/u> for a free valuation tool.\u00a0 Be wary of any company offering a \u201c19\u201d endorsement instead of the \u201c19a\u201d endorsement.\u00a0 The disadvantage of a \u201c19\u201d endorsement is that it limits the maximum amount of insurance a company will pay rather than guaranteeing to pay \u00a0a certain amount like the \u201c19a.\u201d<\/p>\n<p><em>Roadside Service and Flat Bed towing<\/em><br \/>\nMany collector policies will offer roadside service for a small fee.\u00a0 This includes coverage for lockouts, battery jumps, tire changes, and emergency fuel delivery.\u00a0 They may also offer options for free towing, with the best policies guaranteeing soft strap flatbed towing to protect your collector car.<\/p>\n<p><em>Expert claims handling<\/em><br \/>\nA true sign of a great collector car policy is the claims service.\u00a0 Many are collector car companies are staffed with a claims team trained in classic vehicle repairs, offering stock original replacement parts and even assisting in search for the required parts.\u00a0 In the event of a claim, most collector car policies will also allow you the option to keep the remains of the damaged vehicle, allowing you to rebuild your car.<\/p>\n<p><strong>A collector car policy offers better pricing<\/strong><\/p>\n<p>Perhaps one of the best benefits of collector car insurance is that companies recognize that these vehicles are rarely driven and meticulously maintained.\u00a0 As such, the price to insure a collector car is often a small fraction of what you would pay to insure a daily driver.<\/p>\n<p>Special vehicles deserve special insurance.\u00a0 If you have an antique, vintage, or classic car, be sure to ask your insurance provider for a collector car policy.\u00a0 If you do not have a broker, or they do not have access to a collector car policy, please <u><a href=\"https:\/\/elliottinsuranceservices.com\/contact-us\" target=\"_blank\" rel=\"noopener\">contact us<\/a><\/u> and we would be happy to help.<\/p>\n<div id=\"attachment_104\" style=\"width: 310px\" class=\"wp-caption alignnone\"><a href=\"https:\/\/elliottinsuranceservices.com\/blog\/wp-content\/uploads\/2016\/03\/Collector-Car.jpg\"><img decoding=\"async\" aria-describedby=\"caption-attachment-104\" class=\"size-medium wp-image-104\" src=\"https:\/\/elliottinsuranceservices.com\/blog\/wp-content\/uploads\/2016\/03\/Collector-Car-300x200.jpg\" alt=\"Protect your antique, vintage and classic car with collector car insurance\" width=\"300\" height=\"200\" srcset=\"https:\/\/elliottinsuranceservices.com\/blog\/wp-content\/uploads\/2016\/03\/Collector-Car-300x200.jpg 300w, https:\/\/elliottinsuranceservices.com\/blog\/wp-content\/uploads\/2016\/03\/Collector-Car-1024x683.jpg 1024w, https:\/\/elliottinsuranceservices.com\/blog\/wp-content\/uploads\/2016\/03\/Collector-Car-624x416.jpg 624w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-104\" class=\"wp-caption-text\">Protect your antique, vintage and classic car with collector car insurance<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>With spring around the corner, many of our clients are pulling their antique, vintage and heritage cars out of storage. \u00a0Soon we\u2019ll see the streets full of Mustangs, Camaros, Corvettes, and MGBs.\u00a0 These collector cars are different from daily drivers and deserve specialized coverage through a collector car policy. A collector car policy offers better coverage Agreed Value Coverage Most&#8230; <a href=\"https:\/\/elliottinsuranceservices.com\/blog\/2016\/03\/22\/collector-car-insurance-for-the-car-enthusiast\/\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[93,40,38,39,94,92,43,42,95,41],"class_list":["post-103","post","type-post","status-publish","format-standard","has-post-thumbnail","placeholder-for-hentry","category-auto-insurance","tag-agreed-value-coverage","tag-antique-car-insurance","tag-classic-car-insurance","tag-collector-car-insurance","tag-flat-bed-towing","tag-hagerty","tag-opcf-19","tag-opcf-19a","tag-roadside-service","tag-vintage-car-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=103"}],"version-history":[{"count":0,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media\/104"}],"wp:attachment":[{"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elliottinsuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}